2024 Hsa Contribution Limits Over 55 Spouse. Hsa contribution limits for 2023 are $3,850 for singles and $7,750 for families. If both you and your spouse are over 55, have your own hsa’s, and are on family hsa coverage, you can both contribute the $1,000 catch up contribution to each.

That still applies for 2024. In these situations, the one spouse without coverage doesn ’t factor into hsa contribution limits because they don’t qualify for such an account.